摘要：近几年，伴随着我国的金融体制的不断加深与变革，金融市场的日益成熟，我国也逐步加快与国际市场接轨的步伐，加大了了银行之间一定程度上的竞争程度，国际贸易融资业务也渐渐成为国内商业银行的工作重心的之一。开展国际资易融资业务对提升商业银行的核心竞争力、进一步增加资金交易额、国际结算量以及本外币存款总额，提升中间业务收入会产生巨大的影响。因此，研究国际贸易融资的发展问题具有重要的现实意义。本文以中国工商银行Ｊ分行国际贸易融资业务为研究对象，通过对中国工商银行Ｊ分行国际贸易融资业务发展状况的分析，调查分析进出口企业对国际贸易融资业务的需求，剖析其向进出口企业提供国际贸易融资业务过程中出现的一些问题及其原因，从而有针对性的提出中国工商银行Ｊ分行进一步发展国际贸易融资业务的对策建议。

关键词  中国工商银行 国际贸易融资 出口贸易融资　进口贸易融资　

毕 业 论 文 外 文 摘 要

Title      Research Paper On International Trade Finance Development by J Branch of Industrial and Commercial Bank of China

Abstract：In recent years, with the deepening and reform of China's financial system, the increasingly mature financial markets, China has gradually accelerated the pace of convergence with the international market, increased the degree of competition between banks to a certain extent, international trade financing Business has gradually become one of the focus of domestic commercial banks. To carry out the international financing business to enhance the core competitiveness of commercial banks, to further increase the amount of funds transactions, the amount of international settlement and foreign currency deposits, enhance the intermediary business income will have a huge impact. Therefore, the study of the development of international trade financing has important practical significance. Based on the analysis of the development of international trade financing business of J branch of Industrial and Commercial Bank of China, this paper analyzes the demand of international trade financing business of import and export enterprises and analyzes its demand for import and export enterprises To provide some problems in the process of international trade financing business and its causes, so as to put forward the Industrial and Commercial Bank of China J branch to further develop the international trade financing business countermeasures and suggestions.

Keywords  Industrial and Commercial Bank of China； International Trade Finance；Export Trade finance；Import Trade finance

目录

1.引言 1

1.1研究背景及意义 1

1.1.1研究背景 1

1.1.2研究意义 2

1.2研究方法及主要内容 3

1.2.1研究方法 3

1.2.2 主要研究内容 3

2.基础概念与文献综述 4

2.1基础概念 4

2.1.1国际贸易融资 4

2.1.2结构性贸易融资 5

2.2 国内外文献综述 5

2.2.1对结构性贸易融资的研究 5

2.2.2对国际贸易融资存在风险的研究 6

2.2.3对国际贸易融资创新方向的硏究 6

3.中国工商银行J分行国际贸易融资业务现状分析 8

3.1中国工商银行国际业务概况 8

3.2 J分行国际贸易融资产品现状 8

3.2.1 出口国际贸易融资产品 8

3.2.2进口国际贸易融资产品 10

4.J分行国际贸易融资发展中存在的问题分析 12

4.1国际融资业务产品类型单一 12

4.2国际融资产品授信制度滞后 13

4.3国际贸易融资占国际业务比例较小 14

4.4国际贸易融资资源分配不合理 15

4.5人员队伍力量过于薄弱 15

5.J分行国际贸易融资业务进一步发展的对策建议 17

5.1在完善产品业务的基础，致力于发展结构性贸易融资 17